10 Clever Tricks That Tell You How To Save Money
Many people struggle to save money and try restricting themselves from luxuries and getting out of their comfort zone but sadly, old habits die hard. Well, it doesn’t have to be about habit every time. Some people simply cant keep a track of where they spend their money and only realize that they have run out of funds once its gone. Don’t be disappointed by yourself, we have good news for you! Here are a few tips on how to save money for you, follow these money saving tips and start saving it now!
1. Make a List
There are a lot of ways to save money. Start with making a list at the start of the month and tell yourself to follow it strictly. This list should be made with the aim to save money smartly. You can start by making a target of how much you are going to spend and how much you are going to save. You can also jot down the ways in which you aim to save money. Whenever you find yourself wanting to get something that is not even urgently needed, then just take out your list and remind yourself of your money saving target.
2. Cook At Home
One of the novel ways on how to save moneyis this.When you start striking down on your budget, you will be amazed to see how cutting back on simple things can save up so much money. Eating out is the most common trend among people who hang out very often. You can continue with that but avoid making it a habit. Cook at home and try different recipes; this way, you will not only save money but also have healthier food.
3. Exercise At Home Or In The Park
Refrain from going to the gym. Staying healthy and fit does not always come with a hole in your pocket. You can opt for going to the park daily and exercising. You can even do that at home. Regular jogging or cycling can do you tons of good and yes, help you save money as well.
4. Stay At Home
If you are into the habit of hanging out a lot then you need to quit if you want to save money. Going out always comes with spending for movies, eating at food courts, going to the mall that ultimately leads to shopping. So instead of that follow a simple money saving trick by staying at home. There are a lot of ways to entertain yourself at home. You can opt for reading a book or watching a movie on TV or DVD. This is really one of the simplest ways to save money.
5. Try Frugal Gifting
How to save money when there is a wedding or a birthday or some special occasion arriving soon? A friend’s birthday is knocking at the door and you are biting nails at the cost that you have to spend for giving him or her a gift. Well, gifting someone is a way to show your affection and it does not mean that you can show your love and care only by spending too much money. How about making a handmade card or cooking something special at home? Why not bake a lovely cake or making some homemade chocolates or cookies for that special someone?Or you can make anything at home, like some accessories or other other stuff for gifting someone. Trust me, frugal gift ideasadd a personal touch to the gift and show a lot of your thoughtfulness.
6. Try to find happiness in life, not things
Many people think that happiness lies in hardcore shopping and spending a lot. However, this may be right in your subconscious mind but not in real life. Life is beautiful and there is so much to it than just buying expensive gadgets and clothes and eating out. Learn to cherish your loved ones, find joy in nature. Spend time with your family and indulge in a hobby like painting or writing or gardening. Life cannot be better! Read 10 Awesome Ways To Make Your Life Worth Living
7. Encourage Your Children To Save Money
Many people ask me about how to save money and my answer is always that its done with simplest things. Remember that your kids learn from you! If you want your kids to value money, simply show them how to with your actions. Teach them about the tricks of advertising and not to get lured into all that they see on TV or on the internet. Teach them about economic gift-giving so that they know its not always money that matters. Once they learn the art of saving they will value what you earn.
8. Collect Change In A Jar
Small things make a big difference! Whenever you get change, start collecting it in a jar and you will be surprised at the amount of money you will have in a few days. Celebrating your raise is a good idea but try not to make it a part of your routine. Celebrate the first time and then just forget that you ever got it. Keep it in your account and do not forget this money saving tip.
9. Lend And Borrow
This helps you to know how to save money through the art of sharing. Try to help your friends and family with things that you don’t need but they need. How about giving your old toy or clothes that you don’t feel like using? And then when you need something let them know of it. They would surely like to help you out. If you plan to wear a sari for a friends wedding its not necessary you have to buy a new one. You can always borrow that from your mother or aunts. You can even do that for accessories. Life becomes much easier with sharing!
10. Make a Savings Account
Restrict yourself to a saving account. If you have a continuous source of income, transfer it in your savings account. Withdraw only the amount that you need for your weekly expenses. If you take a lot of money out of the account at a time, it becomes really hard to save money because you find yourself spending it sooner or later.
These are a few basic tips on how to save money. It sounds simple and easy but some people may find it very difficult to follow. However, it is not impossible! Once you start this journey of saving money, motivation will follow you and the cycle will continue for sure. Don’t wait anymore, save money with these money saving tips now! Good luck!
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